• Non-Registered

Best Non-registered GIC Rates in Canada

A non-registered GIC allows investors to invest an unlimited amount of money in funds with liberty anywhere. They are not tax exempted whilst gains and losses are made known for taxation on income tax purposes.

A non-registered GIC basically is any GIC that cannot be invested in any of the registered savings deposits that exist in Canada outlined above They are mainly short term investments that guarantee earnings to define an amount of interest, as long as long as money is not redeemed before the maturity date. They work on the basis of, longer periods of investments attracting higher rates of interest.

Filter GIC rates

  Filter GIC Plans  
Filter Search ResultsDone
Filter Results

13 Results

  • Interest Rate
  • Term

Interest Rate 0.45%

Min Investment $1000

Interest Rate 1.20%

Min Investment $2500

Interest Rate 1.25%

Min Investment $1000

Interest Rate 1.30%

Min Investment $2500

Interest Rate 1.45%

Min Investment $2500

Interest Rate 1.55%

Min Investment $2500

Interest Rate 1.65%

Min Investment $2500

Interest Rate 1.75%

Min Investment $2500

Interest Rate 1.85%

Min Investment $2500

Interest Rate 1.85%

Min Investment $2500

Non-registered GIC Rates

These rates are not registered with the federal government and normally do not have limits and most notably is that earned income is included for taxation every financial year.

What types of non-registered GICs exist?

Here below is a list of some non-registered CIC rates;

  1. Redeemable GICs also known as cashable that earns on lower interest since there is room to cash out. They also do not attract penalty charges for cashing out before the maturity date.
  2. Non-redeemable GICs offer high interest to invest as an incentive and longer since it is a fixed term investment. They cannot be cashed earlier than the pre-defined maturity date
  3. Market-linked GICs to the stock market. They have an appealing front by promising to boost the returns of a standard GIC by binding the return to the performance of stocks.
Talk to someone
416-992-5104
COMPARE MORTGAGE ONLINE
Checkout personalized quotes and see how much you can save now1
What type of mortgage are you looking for?
Current Average Mortgage Rate*: 2.660% APR *5 Year fixed term
Great! What type of property are you purchasing?
Great! What type of property are you purchasing?
What is your estimated purchase price?
$0k - $10k
How much are you putting as a down payment?
0%
90%
0% - 5%
Choose Your Province:
  • Airdrie
  • Ajax
  • Alberta
  • Barrheard
  • Barrie
  • Brampton
  • Brantford
  • British Columbia
  • Brooks
  • Burlington
  • Calgary
  • Cambridge
  • Canmore
  • Cardston
  • CFB Suffield
  • Drayton Valley
  • Drumheller
  • Durham
  • Edmonton
  • Edson
  • Etobicoke
  • Fort Macleod
  • Fort McMurray
  • Guelph
  • Hinton
  • Husky Sunrise Camp
  • Kingston
  • Kitchener
  • Lloydminster
  • London
  • Manitoba
  • Markham
  • Medicine Hat
  • Milton
  • Mississauga
  • New Brunswick
  • Newfoundland and Labrador
  • Niagara
  • North York
  • Northwest Territories
  • Nova Scotia
  • Nunavut
  • Oakville
  • Ontario
  • Ottawa
  • Pincher Creek
  • Prince Edward Island
  • Quebec
  • Red Deer
  • Saskatchewan
  • Scarborough
  • St. Catharines
  • St. Thomas
  • Stettler
  • Stratford
  • Strathroy
  • Taber/Bow Island
  • Thunder Bay
  • Tillsonburg
  • Toronto (GTA)
  • Vaughan
  • Vermilion
  • Waterloo
  • Westlock
  • Windsor
  • Woodstock
  • Yukon
Choose Your Rate Type:
Choose Your Term
1 Year
Finished!
Your mortgage options are ready to be sent to you.
*Your information is 100% confidential.
^