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Chequing Account Providers in Canada
In 2017, a new Canadian mortgage law specified that every Canadian who was applying for an unsecured mortgage at a federally regulated financial institution had to pass a mortgage stress test. Even a hefty down payment was not a sufficient reason for waiving the test....
Announcement: July 19, 2019 - Canada The minimum mortgage qualifying rate in Canada has dropped from 5.34% to 5.19% which is the first time it has done this in three years. The new rate by the central bank will have a small impact on mortgage stress levels for those...