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Scotia Momentum® VISA

2% Cash Back - On the first $25,000 on eligible gas station, grocery store and drug store purchases and on recurring bills per year; earn 1% cash back per dollar thereafter.

19.99%

Interest Rate

21.99%

Balance Transfer

 

$39.00

Annual Fee

 

$12K / Year

Minimum Income

Min Credit Score: 640

More Details

  • Get an introductory 2.99% on Balance transfers for the first six months.
  • Cash back with low annual fee
  • 2% on eligible fas station, grocery store and drug store purchases, and reoccurring bill payments
  • 20% AVIS rental car discount

Limited Time Offer – $0s for the first year

Yes, you read it right. For all new accounts opened by July 31, 2017 

Presently Scotia Momentum® VISA Infinite Card offers one of the best cash back rates on gas and groceries. The good thing is that the 4% cash back is here to stay. Yes, you can earn rewards at the rate of 4% for every dollar spent on gas and grocery bulls until you reach the $25,000 annual limit.

Another important thing is that Scotia Momentum® VISA Infinite Card has a separate cap of $25,000 for recurring bills and drugstore purchases. This can translate into really huge savings if you consider that you can move your phone bills, your gym membership, your TV subscription as well as every other monthly payment that gets billed to your Scotia Momentum® VISA Infinite Card.

Recurring payments as defined by Scotiabank include monthly payments billed to your Scotia Momentum® VISA Infinite Card. These payments include insurance, memberships, subscriptions and telecommunication purchases. 

All other eligible purchases give you 1% cash back which is quite good as well. 

 

Earn cash back on everyday spending

  • 4% on eligible gas station and  grocery store purchases
  • 2% on drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • VISA Infinite Complimentary Concierge Service – available 24/7
  • Access to VISA Infinite Luxury Hotel Collection
  • VISA Infinite Dining Series – Unique dining experiences in some of Canada’s top restaurants
  • Special access to unique offers and experiences
  • Rental car collision insurance
  • Purchase security and extended warranty protection

Scotia Momentum VISA Infinite Review - CompareMyRates

Cash-back credit cards repay a small proportion of purchases you make on your card. However, it’s high time cash-back rewards to get our proper attention. Depending on which card you’ll choose and how much you spend, cash-back rewards may be a perfect way to help you save for your dream vacation or pay for groceries.

Scotia Momentum VISA Infinite is a high-earning cash-back credit card that maximizes the cash return from a credit card. It’s a solid cash back card from Scotiabank, one of Canada's biggest banks. This is one of the best cash-back cards in Canada. The ideal annual fee is $99. However, for the accounts opened by 30th of June 2018, there’s no annual fee for the first year.

This credit card offers great returns on household spending. If you spent $25,000 on grocery and gas, with Scotia Momentum VISA Infinite you’ll get 4% cash back. In addition, you’ll get 2% cash back on recurrent bill payments and for every dollar spent at pharmacies. And for the other purchases, you’ll get 1% cash back.

Scotia Momentum VISA Infinite comes with luxurious possibilities that can make better your travel experience. It includes purchase guarantee, extended warranty, and no liability. It also comes with insurance benefits as accidents, stolen or lost baggage, trip interruption, and loss insurance for a rented car.

To be qualified for this credit card, people must have a household income of $100,000 or an income of $60,000 annually. The interest rate is 22.99% on balance transfers and cash advances; and 19.99% for purchases.

Scotia Momentum VISA Infinite is the perfect credit card for families and couples who spend big on groceries, gas, recurring bills, and pharmacies. And if you want to find the best deals and sites, use our site comparemyrates.ca.

Updated: September 18, 2019

Card details


Network: Visa
Provider: Scotiabank Credit Cards
Card Type: Balance Transfer, Travel Rewards

2% Cash Back - On the first $25,000 on eligible gas station, grocery store and drug store purchases and on recurring bills per year; earn 1% cash back per dollar thereafter.

Home » Credit Card » Scotia Momentum® VISA

19.95%

Interest Rate

 

Free

Annual Fee

 

3.00%

Balance Transfer

Promotional Balance Transfer: 1.95% interest for the first 6 months

$35,000/year

Minimum Income

Min Credit Score: 640

$25 Gift Card upon Approval

More Details

Earn cash back

Earn 2% Money-Back Rewards on your everyday purchases in two 2% Money-BackCategories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases.

Earn extra Rewards

Get your Rewards deposited into your Tangerine Savings Account and get a 3rd 2% Money-Back Category.

Automatic earning

Money-Back Rewards are earned automatically on everyday purchases and paid monthly. These can be applied to your Credit Card balance or redeemed into your Savings Account.

No limits

No limit on the amount of Money-Back Rewards you can earn on your everyday purchases. Conditions apply.

Transfer and save

During your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months (19.95% after that).

Track and categorize your spending

Organize your transactions and stay on top of your spending, so you can see your financial habits and you’ll get a better idea of what you have left to spend each month.

Card details

Network: Mastercard
Provider: Tangerine Credit Cards
Card type: Cashback, Low Interest, No Annual Fee, Travel Rewards

Special Offers

Earn 4% Money-Back Rewards in up to 3 Categories for 3 Months

16.99%

Interest Rate

 

Free

Annual Fee

 

16.99%

Balance Transfer

Promotional Balance Transfer: 3.99% for 6 Months

No Minimum

Minimum Income

Min Credit Score: 300

More Details

Great reasons to get this card

  • Save up to hundreds of dollars a year
  • Pay down higher interest rates balances faster
  • Transfer higher rate balances and save even more

Scotiabank No Annual Fee Credit Card with Low-Interest Rate

GET AN INTRODUCTORY 3.99% INTEREST RATE ON BALANCE TRANSFERS FOR THE FIRST SIX MONTHS

Save up to hundreds of dollars a year on interest

Save with the combination of a low-interest rate and no annual fee – it could add up to hundreds a year!

Pay down higher interest rate balances faster

Stay one step ahead of your balance – a lower interest rate makes this card an affordable way to finance those medium to large purchases you are making.

Transfer higher rate balances and save more

Switch balances over from higher-interest-rate credit cards to the No-Fee Scotiabank Value Visa Card. By consolidating your higher rate balances, you’ll save on interest and make paying bills easier.

Save up to hundreds of dollars a year

  • Introductory 3.99% interest rate on Balance Transfers for the first six months†.
  • 16.99% after the introductory rate
  • Pay down balances faster
  • Simplify your monthly payments

 

Card details

Network: Visa
Provider: Scotiabank Credit Cards
Card type: Bad Credit / Establish New Credit, Balance Transfer, No Annual Fee

Special Offers

3.99% introductory interest rate on balance transfers for the first 6 months

19.99%

Interest Rate

Promotional APR: 7.99%

Free

Annual Fee

 

22.99%

Balance Transfer

 

No Minimum

Minimum Income

Min Credit Score: 300

More Details

More reasons to get this card for your everyday purchases

  • Gas Stations 1%
  • Grocery Stores 1%
  • Drug Stores 1%
  • Recurring Bill Payments 1%

Card details

Network: Mastercard
Provider: Scotiabank Credit Cards
Card type: Bad Credit / Establish New Credit, Cashback

Special Offers

7.99% introductory interest rate on purchases for the first 6 months

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