Select Page

Find the right credit card for you.

Compare Credit Cards

Whether you want to pay less interest or earn more rewards, the right card’s out there. Just answer a few questions and we’ll narrow the search for you.

Best Credit Card Offers

Best Travel Rewards Credit Card

19.99%

Interest Rate

$139.00

Annual Fee

22.99%

Balance Transfer

$60K / Year

Minimum Income

Min Credit Score: 720

More Details

  • Earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel)
  • Until June 30, 2019, earn 30,000 bonus points with your first $1,000 in everyday purchases in the first 3 months (that’s up to $300 towards travel)
  • Earn 10,000 bonus points when you spend at least $40,000 annually in everyday purchases (that’s up to $100 towards travel)
  • Earn 2 Scotia Rewards points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more).
  • Earn 1 Scotia Rewards point on every $1 you spend on all other eligible purchases.
  • No Foreign Exchange Fee Mark-Up: You will not be charged a Foreign Currency Conversion mark-up on international foreign currency purchases made online or outside of Canada. Only the exchange rate applies.
  • Complimentary Airport Lounge Access: Enjoy complimentary Priority Pass™ membership, plus 6 free visits per year from the date of enrolment.
  • When you spend at least $40,000 in purchases annually on your Scotiabank Passport Visa Infinite account, you will earn an additional 10,000 bonus Scotia Rewards points!
  • Annual fee: $139
  • $0 for one Supplementary Card

Card details

Network: Visa
Provider: Scotiabank Credit Cards
Card type: Travel Rewards

Best Cashback Credit Card

19.95%

Interest Rate

Free

Annual Fee

3.00%

Balance Transfer

Promotional Balance Transfer: 1.95% interest for the first 6 months

$35,000/year

Minimum Income

Min Credit Score: 640

$25 Gift Card upon Approval

More Details

Earn cash back

Earn 2% Money-Back Rewards on your everyday purchases in two 2% Money-BackCategories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases.

Earn extra Rewards

Get your Rewards deposited into your Tangerine Savings Account and get a 3rd 2% Money-Back Category.

Automatic earning

Money-Back Rewards are earned automatically on everyday purchases and paid monthly. These can be applied to your Credit Card balance or redeemed into your Savings Account.

No limits

No limit on the amount of Money-Back Rewards you can earn on your everyday purchases. Conditions apply.

Transfer and save

During your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months (19.95% after that).

Track and categorize your spending

Organize your transactions and stay on top of your spending, so you can see your financial habits and you’ll get a better idea of what you have left to spend each month.

Card details

Network: Mastercard
Provider: Tangerine Credit Cards
Card type: Cashback, Low Interest, No Annual Fee, Travel Rewards

Special Offers

Earn 4% Money-Back Rewards in up to 3 Categories for 3 Months

Best Balance Transfer Credit Card

19.99%

Interest Rate

Free

Annual Fee

22.99%

Balance Transfer

Any Amount

Minimum Income

Min Credit Score: 640

More Details

  • New SimplyCash™ Card from American Express Cardmembers can earn 2.5% cash back on purchases (up to $150 cash back) for the first 3 months of Cardmembership
  • Earn 1.25% cash back on purchases when your Welcome Rate ends
  • No limit to the amount of cash back you can earn after your Welcome Rate ends
  • Optional Balance Transfer Offer – Enjoy a 1.99% interest in first 6 months of Cardmembership if you choose to transfer your other credit card balances to this American Express card
  • Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application
  • Access to memorable experiences with American Express Invites®
  • Insurance coverage and 24/7 Customer Service
  • Foreign Transaction Fee: 2.5%
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Card details

Network: American Express
Provider: American Express Credit Cards
Card type: Balance Transfer, No Annual Fee, Travel Rewards

Special Offers

2.5% cash back on purchases (up to $150 cash back) for the first 3 months of Cardmembership

Find the Best Credit Cards in Canada 

Maximize your Credit Card Rewards, Cash Back and Points with CompareMyRates.ca
Credit card rewards are exciting; but how many benefits you receive depend on the choices you make. If you’re credit card savvy, you would know how to take advantage of special credit card promotions, cash back, and reward points and even double and triple your benefits.

If you don’t have a rewards credit card, you may wonder why this type of credit card is in such high demand. Those of you who have used credit card rewards earlier would know that they are practically ‘free money.’ Think about it this way. You are already going to be making a transaction using the card, so why not get a reward back from it?

Well, credit card rewards can be your ticket to something inspiring, but the question is how do you decide between a new cash back credit card or a credit card that offers travel rewards?

The answer shouldn’t be difficult to guess. You can compare the best credit cards in Canada before making a final decision. We can help you compare rewards offered by different credit cards, and you can find the best deals for your credit card.

Here at CompareMyRates.ca, we have ranked the best Canadian credit cards depending on how much they help you earn. If you are looking for the smartest and most reliable way to maximize your credit card rewards potential, you’ve come to the right place.

Compare credit cards the smart way! Find the best credit card now and save!

Everything you need to consider while comparing different types of credit cards is available right here. You can rest assured because the information on our website is updated almost daily and you can use the comparison tools to choose a rewards program and manage your money wisely.

Once you start using our credit card comparison tools, you can see the different reward cards options that are available. Remember that if you choose the right kind of credit card, you can see the exciting rewards accumulate in your account and this will make you feel proud of your efforts.

Chances are you won’t know about the rewards with credit cards, but with a comprehensive comparison, your decision making can get a lot easier.

But I carry a balance on my card?

Well, there’s nothing to worry about. We can help you find the best credit card with low-interest rates so you can keep pace with your payments in case you are unable to pay off your balance on the card from time to time. You can also use your cash back credit card to pay off a portion of your balance, and this comes handy in an emergency.

Finding the best Canadian credit card to maximize your earning potential just got a whole lot easier & smarter with CompareMyRates.ca credit card comparison chart. Once you select your credit score and card type preference, we will help you find the best credit cards for your needs. Furthermore, once you pick the card you want, we’ll connect you to the credit card provider so you can apply for the card.

Why should I compare credit cards?
If you’re new to the world of credit cards, you have to know one thing. Not all cards are created equal, and you have to compare cards to find one that best suits your needs. Also, what might be the best credit card for someone else, might not work for you.

Those of you looking to get new credit cards can look at features such as rewards to make the decision that’s right for you. On the other hand, if you feel that you cannot pay off your card balance each month, you can go for low-interest credit cards. Take a look at the many different types of credit cards available with our comparison tool.

How does credit card interest work?
In case you are unable to make your payments by the due date, i.e. you fail to pay off the balance on your credit card every month, you will be charged interest on your entire balance. Let’s say you had a $100 balance on your card and repaid $99. $1 was left, and you missed the due date. Even in this case, you will be charged interest on the entire balance, i.e. $100, not just on $1.

Generally, interest rates for credit cards are in the range of 19.99% for purchases, and if you don’t pay off your full balance, you’ll be hit by a penalty and high-interest rates. Remember, you should only use plastic money for transactions if you know you can afford to make the full payment on time.

Why do some credit cards have an annual fee?

Some credit cards have an annual fee attached to them – this is because you have to pay a certain amount to enjoy the privileges offered by the credit card and receive its rewards. Many cards have an annual fee ranging from $20 to $120, but some cards require you to pay as much as $399 to receive the rewards they offer.

Should I Get a Rewards Credit Card?

Of course, you should … only if you can manage to pay off the full balance of your credit card. On the other hand, you can maximize the benefits of your credit card by being a responsible user.

The good news is that you can even outweigh your card’s annual fees by spending enough money. If you don’t want to use your credit card often or you don’t want to take advantage of card rewards, a reward credit card with annual fee might not be the best choice for you. In this case, you can choose a credit card with no annual fee that still offers some rewards.

Credit Card Blogs & Info Corner

Compare Business Credit Cards in Canada

Compare Business Credit Cards in Canada

        Get your business credit card work as hard as you do. If your business requires extensive travel, you could choose a business credit card offering travel rewards, travel insurance and discount car rental. Like most businesses,...

Student Credit Cards in Canada

Student Credit Cards in Canada

        Student Credit Cards are extremely convenient for students attending college or university. A student credit card is a great way to start building a credit history. We can help you apply for the best student credit card for your daily...

Get the latest deals and offers right to your inbox

Join our mailing list to receive the latest news, deals and updates from our team.

You have Successfully Subscribed!