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Scotia Momentum® VISA* Infinite card

Interest Rate19.99%

Annual FeeFirst Year Free

Sign-Up Bonus

4% cash back on gas + groceries

Choose one of the $50 Gift Cards Below

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Scotia Momentum® VISA* Infinite card

Last Updated: 01 Mar 2016

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Interest Rate

19.99%

Annual Fee

First Year Free

Sign-Up Bonus

4% cash back on gas + groceries

Balance Transfer:

22.99%

Cash Advance:

22.99%

Minimum Credit Score Needed:

Good (690-719)

Credit Card Issuer:

Scotiabank

Network:

Visa
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Scotia Momentum® VISA* Infinite card.  

$0 for the first year†

Great reasons to get this card for your everyday purchases:

  • Earn 4% cash back on gas and grocery purchases
  • Earn 2% cash back on drug store purchases and recurring bill payments
  • Plus earn 1% unlimited cash back on all other eligible purchases

Limited Time Offer – $0s for the first year

Yes, you read it right. For all new accounts opened by July 31, 2017 

Presently Scotia Momentum® VISA Infinite Card offers one of the best cash back rates on gas and groceries. The good thing is that the 4% cash back is here to stay. Yes, you can earn rewards at the rate of 4% for every dollar spent on gas and grocery bulls until you reach the $25,000 annual limit.

Another important thing is that Scotia Momentum® VISA Infinite Card has a separate cap of $25,000 for recurring bills and drugstore purchases. This can translate into really huge savings if you consider that you can move your phone bills, your gym membership, your TV subscription as well as every other monthly payment that gets billed to your Scotia Momentum® VISA Infinite Card.

Recurring payments as defined by Scotiabank include monthly payments billed to your Scotia Momentum® VISA Infinite Card. These payments include insurance, memberships, subscriptions and telecommunication purchases. 

All other eligible purchases give you 1% cash back which is quite good as well. 

Earn cash back on everyday spending

  • 4% on eligible gas station and  grocery store purchases
  • 2% on drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases

Fine Print:

*Conditions Apply. Please refer to Card issuer website for complete details.

For all new accounts opened by July 31, 2017

Related Plans & Offers

Interest Rate

16.99%

Annual Fee

No Annual Fee

Balance Transfer: 16.99%

Cash Advance: 16.99%

Sign-up Bonus

3.99% Introductory interest rate on Balance Transfers for the first six months†

Interest Rate

19.95%

Annual Fee

No Annual Fee

Balance Transfer: 3% of amount transferred**

Cash Advance: 19.95%

Sign-up Bonus

3% Balance Transfer & Earn 2% Money-Back Rewards on purchases

Interest Rate

19.99%

Annual Fee

No Annual Fee

Balance Transfer: 1.99%

Cash Advance: 22.99%

Sign-up Bonus

Welcome Bonus 500 Air Miles & 1.99% Balance Transfer for first 6 months

Interest Rate

19.99%

Annual Fee

First Year Free

Balance Transfer: 22.99%

Cash Advance: 22.99%

Sign-up Bonus

Earn 30,000 bonus points worth $300 in travel. Plus, first year annual fee waiver†.

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