Sign-Up Bonus7.99% introductory interest rate on purchases for the first 6 months
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7.99% introductory interest rate on purchases for the first 6 months
Minimum Credit Score Needed:Excellent (720-850)
Credit Card Issuer:Scotiabank
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$50 Cashback upon Approval from CompareMyRates.ca
Get an introductory rate of 7.99% on purchases for the first six months1
Make everyday purchases quickly and safely with just a tap of your contactless-enabled Mastercard or device
These preferred annual interest rate(s) are in effect as of the date we open your Account (whether you activate a Card or not):
Promotional rate of 7.99% on purchases will apply on your first 6 monthly statements.
The promotional rate(s) will increase to the interest rate(s) that apply for that type of transaction, as identified below, following the expiry of the promotional period.
Cash Advances: 22.99% (includes Balance Transfers, Scotia® Credit Card Cheques and Cash-Like Transactions).
† The introductory 7.99% interest rate applies to purchases only. This rate applies when the new Scotiabank credit card account (“Account”) is opened and will then continue for 6 months from that date (“the Promotional Period”). After the Promotional Period, balances that were at 7.99% (including any unpaid balances) will increase to the preferred interest rate for purchases on your Account. Purchases exclude refunds, returns or other similar credits, payments, cash advances, balance transfers, Scotia Credit Card Cheques, interest, fees or other charges. Offer applies to new Accounts only that are opened by October 31, 2018. Offer may be changed or extended and cannot be combined with any other offer. Rates and fees are subject to change
No Annual Fee
Balance Transfer: 16.99%
Cash Advance: 16.99%
Sign-up BonusBalance Transfer: 3.99% for the first 6 months*
No Annual Fee
Balance Transfer: 1.95% of amount transferred**
Cash Advance: 19.95%
Sign-up Bonus1.95% Balance Transfer & Earn 2% Money-Back Rewards on purchases
Balance Transfer: 22.99%
Cash Advance: 22.99%
Sign-up BonusReceive 15,000 bonus More Rewards points when you make your first purchase in 90 days*