Scotiabank offers a long list credit cards that serve the different financial needs that Canadians have today. Whether you’re looking for travel rewards, loyalty program rewards, or cash back, all you need to do is add your credit score, select the type of card you are looking for to compare all Scotiabank cards that match your needs, and apply for the one that is right for you.
Scotiabank Credit Cards
The Bank of Nova Scotia, commonly known as Scotiabank has a very rich history. Founded in Nova Scotia back in 1832, the bank quickly expanded throughout the region. Then, in 1882 Scotiabank started to increase its reach by expanding further and further. Now, Scotiabank markets itself as ‘Canada’s most international bank’ and has spread through Latin America, the Caribbean, Europe and India so as a customer you can be assured you will find a branch near you.
Being the 3rd largest financial institution in Canada, Scotiabank is equipped to offer its customers a wide variety of Visa and Amex products. Using the comparison tools on CompareMyRates.ca, you will be able to find a Scotia credit card that will suit your needs perfectly.
Scotiabank offers a long list credit cards that serve the different financial needs that Canadians have today. Whether you are looking for cash back or rewards cards, Scotiabank has something to offer.
Best Scotiabank Credit Cards in Canada
The Scotiabank Gold American Express Card gives you four times the points on every dollar you spend. Whether it’s gas, groceries, or dining out, you can watch the reward points stack up. These points can be redeemed on various travel expenses, and while you’re traveling you can rest easy with the travel insurance benefits this card comes with The annual fee is waived off for the 1st year for a limited time. Thereafter if you don’t want a $99/year fee, then the non-gold version Scotiabank American Express Card for only $39/year may be a better option.
Maybe you don’t do much for traveling and rather receive cash-back rewards. The Scotia Momentum suite of Visa cards comes in three different versions depending on your spending preference. The basic Scotia Momentum No Fee Visa with no annual fee you can get 1% cash back on your purchases. Whereas the Scotia Momentum Visa Card gives you 2% cash back on purchases and comes with a $39/year fee. But the Scotia Momentum Visa Infinite Card gives you infinite possibilities to earn 5% cash-back card for the first 3 months, but it comes with a $99 annual fee which may be worthwhile only if you plan to use the card for a lot of purchases
Scotiabank Credit Card Rewards
Treat yourself to four free movies with the signup bonus of 2000 SCENE points when you sign up for the Scotia SCENE Visa, their third most popular card. You can earn 5 SCENE points for every dollar spent at Cineplex or 1 SCENE point per dollar anywhere else. Anybody that is on a tight budget can benefit from this card because it has no annual fee. Not only can the points be redeemed on at Cineplex, they can also be redeemed for other merchandise at Sportchek and many participating restaurants
These are only a few of the most popular cards that Scotiabank has to offer. They also have various no annual fee, travel rewards, and business cards to choose from. You can compare them all with the tools we provide on CompareMyRates.ca
Scotiabank Credit Cards
Scotiabank (also known as The Bank of Nova Scotia) is one of the leading international banks and a large financial services provider, which operates in Canada, Central and Latin America, North America, the Caribbean and in some countries in Asia. This Canada's bank serves more than 21 million customers (in over 50 countries around the world) through a wide range of products and services, such as commercial and personal banking, private banking, wealth management, investment and corporate banking.
The Bank of Nova Scotia trades on New York Exchanges as well as Toronto (TSX: BNS). It was founded in Halifax (Nova Scotia, Canada) in 1832. Today, Scotiabank is a very successful company that employs more than 86,000 workers, and it had the assets of $852 billion in January 2015. Also, it is a third-largest bank in Canada by market capitalization and deposits.
Scotiabank is based on several factors, including:
- A committed team that provides its customers with financial solutions, expert advice, and insights.
- A highly diversified business that operates within a defined global footprint.
- A strong strategy with three main priorities: enhancing leadership depth, to be more focused on customers, and to serve customers while reducing costs.
There are various types of Scotiabank Credit Cards, such as Cash Back Credit Cards, Travel and Travel-Platinum Cards, Low-Interest Credit Cards, Rewards Cards, Student Cards, No Annual Fee Cards, and so on. However, the three best (most popular) Scotiabank’s credit cards are Gold American Express Card, Scotia Momentum VISA Infinite card and SCENE VISA card. Let’s see their features and benefits.
Gold American Express Card
- Earn 4x rewards points for every dollar spent at eligible grocery stores, as stations, etc. You can earn up to 15,000 bonus points that are worth 150 dollars in travel.
- Travel benefits - Get discounts as well as other special benefits at hotels, car rentals, on airfare, cruises or even vacation packages.
- 24/7 travel service for customers - Book your travel online or call this service.
- Flexible Point Redemption - redeem rewards points for your travel purchase.
- A wide range of comprehensive travel insurances.
- A lot of rewards, such as travel rewards, merchandise, and the like.
- The annual fee for the primary card holder is $99.
Scotia Momentum VISA Infinite card
- Get the annual fee of 99 dollars for the first year.
- Maximum Cash Back - This credit card rewards you:
- 4% cash back for all your purchases at eligible grocery stores or gas stations.
- 2% cash back for purchases at eligible drug stores.
- 1% cash back on other eligible purchases.
SCENE VISA card
- Get 2,000 bonus points on your first purchase with this credit card - that's two free movies.
- Earn one SCENE point for every dollar spent with this card.
- Earn five SCENE points for every dollar spent on online purchases at cineplex.com or at participating Cineplex Entertainment theaters.
- Redeem your points for movies, music or other entertainment rewards.
- No annual fee.
Compare Scotiabank Credit Cards
In today's fast-paced world, credit cards are inevitable for consumers. Credits cards have transformed the nature of transactions. All the leading banks around the world are competing with each other to tap this market.
Scotiabank is one of the largest financial institutions in Canada. They have the strong presence in more than fifty-five countries around the world. Scotiabank Credit Cards have created a vast group of loyal customers by providing cards and options to choose varied needs and lifestyles. In 2011, the bank obtained more than fifty percent stake of Banko Colpatria which is a very large issuer of credit cards.
Some of the most popular credit card products from Scotiabank include cash back cards, travel cards, low-interest cards, zero fee cards, reward cards and student cards. Most of the Scotiabank credit cards offer attractive introductory and festivals offers to consumers. The reward program from Scotia provides highly flexible options to the card holders. Apart from a huge list of reward options, the bank also has tie ups with many leading partners to present exclusive benefits to the customers. For example, the partnerships with Cineplex Entertainment, National Hockey, etc have been highly valued by customers. The card protection service helps to minimize the risk after unexpected incidents like death, accidents, disability, job loss, critical illness etc.
Scotiabank Credit Cards come with a host of advantages like online activation, hassle free credit limit changes, reward points, chip approach, pin facilities and so on. The added security of a chip card makes it unfeasible to be copied or morphed. The visa security feature secures the online shopping avenues as well. The Visa payware is specially designed for small purchases under $50, where the card just needs to be waved over the reader. The transaction can be completed without swiping and PIN. Scotia's value visa card is considered as a highly secure version by the analysts. This card has a lower limit of $500 for the credit maximum range.
There is a fee and penalty if the consumer crosses the limit. The Scotiabank Momentum Visa Infinite card has been regarded as a most sought after product as per many market observers and analysts. Scotiabank American Express Gold card has been rated as top fixed point rewards program by the site Credit Walk. The Scotia SCENE Visa card with no yearly fee was also hugely received in the market. The student credit card helps the users to save money at no annual fees, earn reward points, and increase their credit rating.