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BMO® Preferred Rate MasterCard®

Interest Rate11.9%

Annual Fee$20

Sign-Up Bonus

N/A

Choose one of the $50 Gift Cards Below

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BMO® Preferred Rate MasterCard®

Last Updated: 08 Jul 2015

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Interest Rate

11.9%

Annual Fee

$20

Sign-Up Bonus

N/A

Balance Transfer:

Cash Advance:

11.9%

Minimum Credit Score Needed:

Good (690-719)

Credit Card Issuer:

Bank of Montreal

Network:

Mastercard
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UID:28293

BMO® Preferred Rate MasterCard® - No Frills, Just Savings. Our biggest savings and lowest interest rate – with no annual fee.

Fine Print:

Your interest rate will increase to 24.99% on purchases, fees and other charges and 27.99% on cash advances and balance transfers; or to 16.90% for the BMO Preferred Rate Card if you do not make your minimum payment by the payment due date and have not paid it by the date we prepare your next statement 2 times in any 12-month period. This will take effect on the 3rd statement period following the 2nd missed payment and be in effect for at least 6 months.

You will benefit from an interest-free grace period of at least 21 days if you pay off your balance in full by the payment due date. If you do not pay your balance in full by the payment due date, this grace period will be increased to at least 25 days on your next monthly statement. On paying your balance in full by the payment due date, this grace period will return to at least 21 days on your next monthly statement. No interest is charged on purchases and fees appearing on your statement for the 1st time if you pay your new balance in full by the payment due date. There is no interest-free period on cash advances, including cash-like and gaming transactions and balance transfers.

Related Plans & Offers

Interest Rate

16.99%

Annual Fee

No Annual Fee

Balance Transfer: 16.99%

Cash Advance: 16.99%

Sign-up Bonus

3.99% Introductory interest rate on Balance Transfers for the first six months†

Interest Rate

19.95%

Annual Fee

No Annual Fee

Balance Transfer: 3% of amount transferred**

Cash Advance: 19.95%

Sign-up Bonus

3% Balance Transfer & Earn 2% Money-Back Rewards on purchases

Interest Rate

19.99%

Annual Fee

No Annual Fee

Balance Transfer: 22.99%

Cash Advance: 22.99%

Sign-up Bonus

Receive 15,000 bonus More Rewards points when you make your first purchase in 90 days*

Interest Rate

19.99%

Annual Fee

No Annual Fee

Balance Transfer: 1.99%

Cash Advance: 22.99%

Sign-up Bonus

5% Cashback & 1.99% Balance Transfer for first 6 months

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