Select Page
Home  Car Insurance  Alternative vehicle rules and insurance requirements

Alternative vehicle rules and insurance requirements

Get 30+ Car Insurance Quotes in 5 minutes



The province of Ontario has full recognition of the importance of the new means of transportation available in the market recently as a result of rapid technological advancements, among other reasons. Some of these include the electric bicycles also known as the e-bikes, personal mobility devices, low-speed vehicles, personal transporters, and even motorcycles. These insurance policies are covered under the alternative vehicle insurance. To get the best alternative means of transportation, you can compare alternative vehicle insurance premium rates in order to have the best option.

It is crucial to know the Alternative vehicle rules and insurance requirements and compare insurance policies since some of these vehicles might even not have the permissions to operate on the Ontario roads. The main reason as to why this may not be legally allowed is due to the safety of the integration of these particular vehicles with pedestrians and also other vehicles. Often, in the attempt to look for lower vehicle insurance premium rates, one might tend to consider these alternative vehicles as an option as they tend to have relatively lower rates on the insurance payments. Apart from just seeking to compare alternative vehicle insurance charges so as to achieve lower vehicle insurance responsibilities, the conditions that come with the operations of these alternative vehicles in the public roads should be checked.

For the operations of any vehicle in the public roads on the province of Ontario among many other Canadian provinces, the vehicles must meet two specific requirements:

      • The federal minimum standards for the motor vehicles that are used on the public roads
      • The safety standards of motor vehicle equipment, for instance the regulation standards of the braking systems and the seat belts.

After a motor vehicle has satisfied the two regulations fully, if you happen to have a motorcycle for instance, you have to get it a motorcycle insurance coverage which is basically the same as that of the regular vehicles insurance service. Usually, the difference with the motorcycle insurance rates is that it may have a lower vehicle insurance premium. As with the standard automobile insurance, it is wise to compare alternative vehicle insurance charges in order to find the most suitable deal for you. You should not forget that even if you have motorcycle insurance coverage, you still have to adhere strictly to all the road safety rules. All the insurance policies as well as the traffic laws will hold you responsible in the event of any infringement.