TD Aeroplan Visa Infinite Credit Card Review

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If you love to travel and are a big spender, now is the best time to maximize your perks and privileges with the TD Aeroplan Visa Infinite Credit Card. With this credit card, you can avail a 65,000-mile welcome bonus.  Yes, this offer has no minimum spending requirements and is available until May 2017 so hurry.

If you want to know more about the benefits that come with this TD Visa Privilege credit card, brace yourself as you’re surely going to enjoy this. The TD Aeroplan Infinite Privilege card is nothing less than a pure gold bomb. You get free lounge passes and free checked baggage while you travel. Not to forget, you will be impressed with the priority check-in status, priority boarding as well as up to 50% discounts on companion tickets.

Interest Rate

19.99%

Annual Fee

$399

Balance Transfer: 22.99%

Cash Advance: 22.99%

Sign-up Bonus

Welcome Bonus up to 55,000 Aeroplan Miles*

 

A Quick Reminder:

TD Aeroplan Infinite Privilege Credit Card comes with an annual fee and a threshold for minimum annual household income. You are required to pay $399 annually and show an income of $200,000. The annual fee and income requirements might seem a turnoff, but actually, they’re not. In fact, the welcome mile bonus you get with the credit card is more than enough to make up for the annual fee!

Those of you who are still not comfortable with the annual fee can have a look at the card’s other sibling – The TD Aeroplan Visa Infinite card which has no annual fee and comparable travel benefits.

Using Your TD Aeroplan Infinite Privilege Credit Card

This TD credit card allows you to earn 1.5 miles for every dollar spent on grocery, drugstore, gas and AirCanada.com purchases. The rate is almost the same what you would get for the TD Aeroplan Visa Infinite card.

The Compelling Welcome Bonus

Not many cards offer a 65,000 mile welcome bonus that too without any minimum spending requirement. With TD Aeroplan Infinite Privilege card, you get 25,000 miles with your first purchase. An additional 25,000 miles are made available if you maintain your account in a good standing for at least 90 days. What’s even better is that 5000 miles are added if you are an authorized user. Keeping your account in good standing for 12 months makes you eligible for an additional bonus of 10,000 miles.

What can you do with the bonus you earn? Well, the first 50,000 miles can give you two long haul long trips to your favorite destinations anywhere in continental North America!

What Else Do You Get?

  1. Free checked bag
  2. Priority check-in
  3. Priority boarding
  4. Free visits to Priority Pass Lounge (maximum 6)
  5. Free Priority Pass membership (worth $261)
  6. You can get 4 one time guest passes for Air Canada Maple Leaf Loungein one year. This is applicable only if you are travelling on Air Canada operated Aeroplan Reward flight.
  7. Comprehensive travel insurance which includes
  8. Travel medical
  9. Trip cancellation & interruption
  10. Delayed and lost baggage
  11. Auto rental collision & loss
  12. Purchase security
  13. Extended warranty
  14. Last, your Aeroplan Membership Card is valid at more than 150 retailers. All you have to do is use this TD AeroplanVISA Privilege Card for purchase.

This credit card also allows you to earn 50% discount on companion business class tickets. This is only applicable for Air Canada flights.

The Card has Annual Fee … Is It Still Worth It?

Well, the welcome bonus alone makes up for the $399 annual fee. Think about it this way. Let’s say each mile is worth $1.40 and you get 50,000 miles after 90 days. This means you get $700 worth of miles plus there are priority check-in, boarding and free checked bag (if you decide to redeem the bonus travel miles).

Remember that we are not talking about the added benefits here. Being a TD Aeroplan Privilege Visa Cardholder, you get 10 free Priority lounge passes worth $50 each and free Fairmont President’s Club upgrades and night stays which are worth over $250.

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