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Best Student Credit Cards in Canada

Best Student Credit Cards in Canada
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At CompareMyRates, we understand that offers on credit cards can change each year. Accordingly, we’ve done the research for you and have a comprehensive list of options that come with travel points, intro packages, low interest rates, and other special offers intended for students. As a student, you can make savings using a personal student bank account just as you can with the student credit card. While some banking institutions offer cards designed for students, others have cards with various perks and advantages that students will find helpful.

Best Credit Cards for Students

3 Results Updated: August 14, 2019

19.90%

Interest Rate

Free

Annual Fee

-

Balance Transfer

Minimum Income

Min Credit Score: 640

More Details

You also get

  • Purchase Protection and Extended Warranty
  • Easy account management
  • Accord D financing: fast and flexible
  • Mobile payment: pay with your smartphone
  • Cash advances: up to $2,500 per day
  • An easier way to pay online with Visa Checkout
  • Zero Liability in the event of fraud
  • Option to transfer your balances to your Desjardins credit card

Card details

Network: Visa
Provider: Desjardins Credit Cards
Card type: Cashback, No Annual Fee, Student

19.99%

Interest Rate

Free

Annual Fee

22.99%

Balance Transfer

$12K / Year

Minimum Income

Min Credit Score: 640

More Details

  • Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months
  • Redeem points for free movies at Cineplex Entertainment theatres, music and other entertainment rewards
  • Earn 5 Scene points for every $1 you spend on participating Cineplex Entertainment theatres or online at cineplex.com
  • Earn 1 point per dollar on everyday purchases
  • No annual fee
  • Interest Rate/Purchase Rate: 19.99%
  • Interest Rate/Cash Advance: 22.99%
  • Estimated first year rewards on credit card account following approval and if all requirements for rewards are met

Earn points on each dollar you spend on:

Entertainment - 5 points per dollar
Earn 5 SCENE points for every dollar you spend at participating Cineplex Entertainment theatre or online at cineplex.com.

Other purchases - 1 point per dollar

 

Card details

Network: Visa
Provider: Scotiabank Credit Cards
Card type: No Annual Fee, Student, Travel Rewards

Special Offers

Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months

19.99%

Interest Rate

Free

Annual Fee

-

Balance Transfer

Any Amount

Minimum Income

Min Credit Score: 640

More Details

  • Welcome offer: Get 5% cash back in your first 3 months*
  • Earn 1% cash cack on ALL card purchases* without restrictions!*
  • No annual fee
  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores*
  • Exclusive deals and access to concerts, movie premiers, sports events and more with BMO Extra Deals
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply

Card details

Network: Mastercard
Provider: BMO Bank of Montreal Credit Cards
Card type: No Annual Fee, Student, Travel Rewards

Special Offers

Get 5% cash back in your first 3 months

CardAnnual FeeInterest/Points
MBNA Rewards MasterCard Credit Cards019.99%
Tangerine Money-Back Credit Card019.95%
Scotiabank Scene Visa05x$1

Exclusively for Students – MBNA Rewards MasterCard Credit Cards

A university-specific credit card, the MBNA Rewards MasterCard provides you an opportunity to earn MBNA rewards points. The MBNA organization supports your alumni association and any other student programs by diverting a percentage of funds to them. You can find the complete list of associated institutions here. Here are some additional perks:

  • Zero annual fee
  • Interest on purchases:  19.99%
  • Ability to earn 1,000 MBNA Rewards Points on the first purchase by way of the welcome bonus
  • Interest on balance transfers: 21.99%
  • Interest on cash advances: 24.99%

Other Student-Friendly Credit Cards

Tangerine Money-Back Credit Card

Although not designed for students, the Tangerine Money-Back Credit Card has various perks that make it popular among students. Here are some of them:

  • Zero Annual fee
  • Interactive web and mobile apps
  • Ability to earn points for cash back
  • High-grade online banking services
  • Money-Back Rewards on specific purchases: 2%
  • Money-Back Rewards on other purchases: 0.50%
  • Option to have the money-back reward deposited into your credit card balance or Tangerine savings account.
  • Interest: 19.95%
  • Cash advances: 19.99%
  • And much more.

Scotiabank Scene Visa

The Scotiabank Scene Visa is another credit card that has a bunch of benefits that students find useful. Here are some of them:

  • Zero Annual fee
  • Ability to earn points redeemable for free movies on purchases using the card
  • Welcome bonus of 2,000 SCENE points that can be redeemed for 2 Free Movies
  • Offer of 5x points on every $1 purchase
  • Ability to redeem points for music downloads and WWE events
  • Ability to earn additional points when making purchases in the theater

 

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