Shopping For Auto Insurance

Shopping For Auto Insurance2018-10-19T19:05:32+00:00

Shopping for auto insurance can be much simpler than you may think. As the consumer, you have the option of shopping online or on the phone (and technically face to face if you’re feeling extra social). However, if you’re reading this article right now it’s probably safe to say that your preference would be the former.  Ideally speaking, online shopping is really your best option anyhow due to its overall speed and efficiency. That being said, let’s get straight into it!

When it comes to auto insurance, you want to make sure that right off the bat you’re looking into the best car insurance companies. Even more importantly, getting proper and adequate coverage for your vehicle should logically be your top priority. Read on to find out exactly where to get started with these helpful tips!

 Determine What Kind Of Coverage You Need

First determine the baseline amount of coverage your province requires. This can easily be done with a simple Google search, but if that doesn’t seem to work give a local auto insurance representative a call and they should be able to assist you since such information is crucial to their business.

From there, the rest is really all up to your personal judgment and situation.  For instance, if you’re driving an old beater then you’re probably not going to need top notch coverage, but if you’re driving a model year Ferrari, well…I’m sure you get the idea. In addition be sure to factor in your own driving ability into the equation as well when deciding on coverage.

 Have Important Info Prepared Ahead Of Time

Grabbing online car insurance quotes is a fairly easy and direct process, but be sure to have this info ready at hand to make the process even quicker:

  • Year, make, model and VIN for each car you’re insuring
  • The annual mileage for each car you’re insuring
  • Name, occupation, gender, number of years licensed, and Driver’s License number
  • Information about any accidents or violations in the past three years including dates, who was at fault, if someone was injured and the claim amount
  • Listing of any safety features on the vehicle

Compare To Your Current Coverage

If you’re currently insured look through your policy and make note of exactly what kind of coverage you have and how much you’re paying. Doing this allows you to gauge potential savings and make the best decision when it comes to deciding on a provider.

Get The Discounts You Deserve!

Ask your insurance agent about what discounts are available to you. A few common ones are the “good student” discount, the “good driver” discount, and even a few for safety features like anti-theft systems.

Follow these easy tips to ensure you’re dealing with the best insurance car companies in Canada. If you happen to be in Alberta, click here to find the best car insurance companies in Alberta.

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