Select Page

Best Travel Reward Cashback Credit Cards Canada

Best Travel Reward Cashback Credit Cards Canada
CompareMyRates is Canada's largest rate & price comparison website - Search, Compare and Save on 1000's of products & services - including Best Mortgage Rates, Credit Cards, GIC Rates, Bank Accounts, Internet Providers, Cell Phone Plans, Home Phone Plans & TV Service Providers.

Regardless of whether you travel weekly for business or a few times a year for a family vacation, there are a number of credit cards that offer cash-back for travelling. This might include anything from buying an airline ticket to renting a hotel. You could be well on your way to saving for your next vacation if you plan responsibly and use the right cash-back card!

Best Travel Rewards Credit Cards in Canada

55 Results Updated: August 14, 2019

5.00%

Interest Rate

$20.00

Annual Fee

-

Balance Transfer

Minimum Income

Min Credit Score: 720

More Details


Features

  • Online management reports to help you track and analyze your expenses
  • An online account management service to manage your Visa Desjardins Corporate account on your own
  • Corporate Insurance Program at no extra cost including complete travel insurance coverage. Find out more about insurance
  • ZERO liability in the event of unauthorized use of your card
  • Liability insurance up to $100,000 in the event of fraudulent card use
  • Better security through chip technology
  • PayWave contactless payment technology
  • Optional Business Cheques Service
  • Visa Consumer Authentication Service for your online purchases
  • Visa Account Updater for your recurring transactions
  • Desjardins Travel Assistance - For worry-free travel
  • Desjardins Business Assistance - Find out about your business destinations

Advantages

  • Better control over business expenses
  • Integration of data to main accounting and resource planning systems
  • Lower costs associated with employee travel
  • Consolidation of information about business expenses
  • Increased bargaining power with suppliers
  • Simpler and more accurate business expense accounting

Card details

Network: Visa
Provider: Desjardins Credit Cards
Card type: Business, Cashback, Travel Rewards

9.90%

Interest Rate

$

Annual Fee

-

Balance Transfer

$200,000

Minimum Income

Min Credit Score: 640

More Details

Other features

  • Visa payWave contactless technology
  • Verified by Visa
  • Mobile payment solutions
  • Balance transfers

Options

  • Automatic payment of your card balance at no charge with our Authorized Payment Service
  • Online monthly account statements at no charge.

Card details

Network: Visa
Provider: Desjardins Credit Cards
Card type: Cashback, Low Interest, Travel Rewards

19.90%

Interest Rate

$110.00

Annual Fee

-

Balance Transfer

Minimum Income

Min Credit Score: 640

More Details

More benefits

  • Purchase Protection and Extended Warranty
  • Manage your account
  • Accord D financing
  • Mobile payment
  • Cash advances
  • Visa Checkout
  • Zero Liability in the event of fraud
  • Balance transfers

Options

  • Overdraft transfer to cover a cheque, bill payment, or any other transaction that exceeds the balance in your Personal Chequing Account (PCA) or any other eligible account
  • Credit Balance Insurance for a minimal fee
  • Automatic payment of your card balance at no charge with our Authorized Payment Service
  • Online monthly account statements at no charge

Even more

  • Better security through chip technology
  • 21-day grace period to pay your bill without incurring credit charges
  • No transaction fees
  • Visa payWave contactless technology
  • Verified by Visa

Card details

Network: Visa
Provider: Desjardins Credit Cards
Card type: Cashback, Travel Rewards

10.90%

Interest Rate

$50.00

Annual Fee

-

Balance Transfer

Minimum Income

Min Credit Score: 640

More Details

Additional card features

  • Accord D financing
  • Zero Liability in the event of fraud
  • Additional card for a family member for only $10
  • Mobile payments so you can tap and pay with your smartphone
  • Make paying online a breeze with Visa Checkout
  • Cash advances up to $5,000 a day
  • Simple account management
  • Purchase Protection and Extended Warranty
  • Transfer your balances to your Desjardins credit card

Options

  • Overdraft transfer to cover a cheque, bill payment, or any other transaction that exceeds the balance in your Personal Chequing Account (PCA) or any other eligible account
  • Online monthly account statements at no charge
  • Automatic payment of your card balance at no charge with our Authorized Payment Service
  • Credit Balance Insurance for a minimal fee

Other card features

  • Better security through chip technology
  • 21-day grace period to pay your bill without incurring credit charges
  • No transaction fees
  • Visa payWave contactless technology
  • Enhanced online shopping protection

Card details

Network: Visa
Provider: Desjardins Credit Cards
Card type: Cashback, Low Interest, Travel Rewards

19.90%

Interest Rate

$30.00

Annual Fee

-

Balance Transfer

Minimum Income

Min Credit Score: 720

More Details

Additional card features


Accord D financing
Quick and flexible financing for projects that are important to you.


Cash advances
Up to $5,000 a day, anywhere in the world.


Zero Liability in the event of fraud
Against fraudulent transactions made to your card.


Hertz discount
Up to 15% at participating Hertz locations worldwide.


Additional card at no annual fee
You can get an additional card for your spouse or other family member for free.


Manage your account
On your computer, your smartphone or tablet


Mobile payments
Tap and pay with your smartphone. It's easy, free and secure.


Visa Checkout
Make paying online a breeze with Visa Checkout.


Balance transfers
Transfer the outstanding balances of your credit cards from other financial institutions to your Desjardins credit card account.


Other features

  • Better security through chip technology
  • 21-day grace period to pay your bill without incurring credit charges
  • No transaction fees
  • Visa payWave contactless technology
  • Verified by Visa

 

Options

  • Overdraft transfer to cover a cheque, bill payment, or any other transaction that exceeds the balance in your Personal Chequing Account (PCA) or any other eligible account
  • Online monthly account statements at no charge
  • Automatic payment of your card balance at no charge with our Authorized Payment Service
  • Credit Balance Insurance for a minimal fee

Card details

Network: Visa
Provider: Desjardins Credit Cards
Card type: Cashback, Travel Rewards
CardAnnual FeesRewards
Simply Cash Card from American Express05% cash back
Scotiabank American Express Card01 Point Per $1
American Express AIR MILES Platinum Credit Card$651 Point Per $10

 

Simply Cash Card from American Express

If you are looking for a travel rewards card with no annual fee, consider the Simply Cash Car from American Express. In addition to no annual fee, you can transfer balances for a low rate of 1.99% for a limited period of time (currently six months). You will also be rewarded with 5% cashback. You must have an excellent credit score in order to obtain this card. As a frequent traveller, you can choose the American Express Simply Cash Card. Here are some of the benefits:

  • No annual fees applicable
  • Permits the transfer of balances for a low rate of interest at 1.99% for a fixed time interval that is 6 months as of now
  • Cashback rewards of 5%
  • The requirement of an impressive credit score to qualify for the card

Scotiabank American Express Card

The Scotiabank American Express Card does not have annual fees for extras or privileges. It works as both a standalone or as a secondary card for current Scotia Rewards collectors. You receive one Scotia Rewards point for each dollar you spend on the card, valid for travel (hotels, flights, car rentals, cruises, and vacation packages), gift cards, merchandise (including Best Buy and Apple catalogues), or as a credit towards your monthly payment.

American Express AIR MILES Platinum Credit Card

Another great option is the American Express AIR MILES Platinum Credit Card. This card has a $65 annual fee and, like the last card reviewed, you can transfer balances for a low-interest rate of 1.99% for six months. With this card, you earn one reward mile for every $10 spent are certain locations, such as gas stations, drugstores, grocery stores, and AIR MILES partners. Other purchases will score you one point for every $15 spent. You can read more about the perks of this credit card here: https://www.comparemyrates.ca/credit-card-american-express/creditcard/american-express-air-miles-platinum-credit-card/

  • Applicable annual fees of $65
  • Permits the transfer of balances at low-interest rates of 1.99% for 6 months
  • Each time users spend $10 at specific grocery stores, drugstores, gas stations or other partnering AIR MILES businesses, they can earn one reward mile.
  • Purchases of every $15 at any other store earns 1 point

What are the benefits of Cashback Credit Cards?

You have most likely been solicited to join a rewards program through specific airlines, hotels, or travel agencies. Depending on the frequency with which you travel, you might prefer to continue using these cards to maximize your points and earn free flights, vacations, or hotel stays. However, cash-back travel cards do present another option for you. This type of card may be a better choice for you if you want to use the rewards to travel without blackout periods or on your own timeline, without worrying about using points before they expire. There is no need to spend your hard-earned points on stuff you do not want or need. Rather, you will receive cash-back to use as you please!

How to make the most of your CashBack Credit Card?

Many consumers have become frustrated with the point reward system for a variety of reasons. Perhaps they are forced to spend points of magazines they do not like. Or maybe their points expired before they could use them. Maybe they just felt they were not being rewarded enough for the amount they spent. These are the many reasons why cash-backs cards have increased in popularity. Many consumers like knowing that they will be rewarded with cash, which they can use however they please. Some of the cards come with added benefits, like travel insurance. It is important to note that some of these cards have annual fees. These fees tend to range from about $65 – $99 per year. Make sure you are able to earn enough rewards to offset the annual fee. Additionally, make sure you are aware of the interest rate, which can be easily compared using the website.

Conclusion

Having a good cash-back credit card for any travel plans can help you save a significant amount of money. In addition, many of these cards can also be used for daily expenses, which will help you save more quickly for your next vacation, big-ticket item, or whatever you want to reward yourself with!

Compare All Travel Rewards Credit Cards

Get the latest deals and offers right to your inbox

Join our mailing list to receive the latest news, deals and updates from our team.

You have Successfully Subscribed!