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How much mortgage do I qualify for?

How much do I qualify for? If you’re ready to purchase a new home, one of the first things you want to find out is how much you’re qualified to borrow. Lenders have restrictions on the amount of money that a lender can borrow that is based on the borrower’s...

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Best Distributel – Yak Home Phone

Distributel - Yak Home Phone Yak's main product is its digital home service which has since become an ideal solution for Canadians who are looking for a way of replacing the landline phone service. The introductory price for Yak’s basic plan costs $4.75 per month....

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Best IPTV Plans in Canada

IPTV Canada For Internet Protocol Television or IPTV, there are four best IPTV providers Canada and these are the vMedia, Zazeen, ViaNet and Beanfield. vMedia has three types of packages at different costs: $17.95, $29.95 and $44.96. The first package has 28 channels,...

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How does a Student Account Work?

Student accounts are provided by all major banks in Canada with specific services and facilities. Banks also see this as an opportunity to improve their client base and ‘catch them young’. Opening and maintaining the account is a simple process in Canada. The savings...

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How to Save money with TFSA?

        Save money with a TFSA - Tax-Free Savings Account If you are a Canadian resident willing to make some tax free investments then Tax Free Savings Account(TFSA) is just for you. It’s a Canadian government initiative started in 2009. The main idea is to give some...

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Reasons to Consider Mortgage Refinancing

There are many reasons to consider mortgage refinancing to replacement your existing mortgage loan with another lender under different terms. A borrower in Canada may consider refinancing his or her loan for diverse reasons. If you’re not sure whether you should go...

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Shop before you Renew

        At mortgage renewal time, it is important to keep in mind that all financial institutions are about making a profit. Unfortunately, according to the Canada Mortgage and Housing Corporation (CMHC), between 60-70% of Canadians...

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Private Mortgages in Canada

        You just never know when or why you might need a lot of money for something other than a straightforward mortgage for a home to live in. Perhaps you need money quickly for a very specific purpose that will never satisfy the requirements for...

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Statement of Adjustments

        When purchasing, refinancing or selling your home, you will need the services of different professionals from the first step to the closing. You may be required to hire a realtor, a survey or other professionals to ensure the procedure runs...

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How much should You borrow?

        The first thing you’ll need to decide if you are going to buy a home is how much you can afford to borrow, this especially important if you are looking for a 1st time home buyer mortgage. The interest and mortgage types play an important...

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Banks vs. Mortgage Brokers

        Banks vs. Mortgage Brokers: Who is the Better Choice? The traditional mortgage providers in Canada have been large banks. You also have the option of working with an independent mortgage broker. A smaller number of people opt to apply for...

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Can I Get a Mortgage if I Have a Bad Credit?

If you have bad credit and you’ve been turned down for a mortgage by the major banks, there’s still hope: lots of home loan options exist for this class of borrowers. Many private and institutional lenders specialize in mortgage products for persons with bad credit...

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Managing your Credit Score

How to Manage Your Credit Score? Your credit score is one of the first things a creditor will consider when determining whether or not you’re a good candidate for a mortgage. It shows creditors their level of risk if they lend you capital, and is a gauge of your...

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