Use the Scotiabank Mortgage Payment Calculator below to get the lowest mortgage rates currently offered by Scotiabank. First, determine what you want to calculate, which can be payment, mortgage amount, or amortization. To know your full mortgage, press Mortgage Amount. Enter the Amortization period, which can be up to 25 years. Add your monthly repayment for the mortgage. Choose your payment frequency then the corresponding interest rate of the mortgage. Note that the bank may provide you with a custom rate. If there are other prepayments, press Add Additional Lump Sum prepayments. The important details of your mortgage can be seen on the right.