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Bank Mortgage Rates

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Bank mortgage rates are very important to consider when you are looking for a bank that suits your needs. It is an absolute must to search and compare mortgage rates that will appeal to you. aims to help you find the right mortgage rate for every category in the market. We are not brokers or lenders—we’re just here to guide you in finding the best bank mortgage rates.

HSBC Mortgage

Find the best mortgage rates by HSBC for your first home purchase. If your mortgage is up for renewal, switch your mortgage and take advantage of low-interest rates from HSBC. Calculate your monthly payments using our online mortgage calculator and get pre-approved for an HSBC mortgage today. 


Equitable Bank

First National is Canada’s largest non-bank lender, offering both commercial and residential mortgage solutions.  First National Mortgage has earned the trust of mortgage brokers, commercial clients and residential customers. These strong relationships are thanks to an unwavering commitment to delivering


The Canadian Imperial Bank of Commerce (CIBC) is one of the most reputable and top-ranking financial institutions in Canada.

Find the right mortgage that offers the lowest rate by comparing CIBC’s mortgage rates against the offerings from other banks and mortgage brokers.



Tangerine mortgage products are simple and come as either fixed rate closed term or variable rate closed term. While variable rate is only applicable for 5 years, fixed rate is available for several terms, up to 10 years.

TD Canada Trust

TD Canada Trust serves as the personal, small business and commercial banking division of the TD Bank Financial Group in Canada. The division serves more eleven million customers through its network of more than 1,150 branches and 2,800 automated banking machines. TD also provides some of its financial services and products through telephone and internet banking.


BMO – Bank of Montreal

BMO Bank of Montreal was started in 1817 as the first bank in Canada. Other than providing the first widely recognized currency in Canada, the bank has also played a crucial part in the development of the country.



Whether you’re buying your first home, another property or purchasing a home for retirement and need guidance, has all the conveniences you require to make an informed and well-researched decision. If your preference is to obtain a Scotiabank mortgage, we connect you with mortgage brokers who will work on your behalf and assist you in deciding the best option. Or let us do the work for you, by answering a few simple questions and requesting a quote, we will find you a mortgage broker who will best suit your requirements.


Home Trust Mortgage

Take advantage of Home Trust Mortgage Rates whether you are looking to buy your first home, consolidate higher-interest loans and credit cards to save money, or renovate your dream house. Home Trust Mortgage is Canada’s leading mortgage lender that offers alternative mortgages to major banks at great interest rates.

ICICI Bank Canada

Compare ICICI Bank Fixed & Variable Low Rate Mortgages. ICICI Bank Canada offers low-interest rate mortgages for Home Purchase, Switch Mortgage and Refinance. ICICI also offers a 60-day quick close special rate. If you’re looking for the lowest interest rates in Canada, compare all ICICI mortgage rates and save money. 

First National Mortgage

First National is Canada’s largest non-bank lender, offering both commercial and residential mortgage solutions.  First National Mortgage has earned the trust of mortgage brokers, commercial clients and residential customers. These strong relationships are thanks to an unwavering commitment to delivering

Posted Rate or Best Rate?

When you are looking at bank mortgage rates, bear in mind that the posted rate is different from the best rate that you can possibly get. The posted rate is basically what the bank advertises. It is what you normally see in public ads. However, it is possible for banks to offer lower bank mortgage rates if you know how to negotiate with them. You can negotiate on your own or find a representative broker who will help you strike a deal with the bank. It is highly recommended that you reach out to your broker first, so you can get a better bank offer.

Broker Rate or Bank Rate?

Most of the time, bank rates are significantly higher than broker rates. This is mainly because brokers have inside information on insurance and trust companies, as well as banks and credit unions. Because of this, they can look around for the best rates for you. They can even ask for discounts from lenders because of the sheer volume of their business. It is very unusual for a bank to have a lower rate than your broker, but if you mention the low rates to your bank, they might try to match it. However, it is not recommended to put them against each other in competing for your favor.

You may notice that aside from the difference between the posted rates of brokers and banks, there is also some discrepancy between the rates of different banks. This difference is most often caused by standard strategies for the pricing, as influenced by competition, market share, and existing policies.

We know you want to get the most out of your money. We at will make sure that you get to choose what bank mortgage rates suit you properly. Our mission is to find your perfect fit, the best bank mortgage rates that suit your needs.

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