National Bank of Canada Mortgage Rates
Mortgage Amount
Province
Rate Type
Term
Amortization

National Bank of Canada Mortgage Rates

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  • 2.19%
    5 Year
    Variable Closed
    All type of Purchases, Insured Renewals. NO RENTALS 
  • 2.24%
    2 Year
    Fixed Closed
    Full Feature Mortgage. No Rentals. 
  • 2.25%
    5 Year
    Variable Closed
    Pre-payment of up to 20% per month and upto 20% lump sum. 90 day(s) rate hold. 
  • 2.29%
    3 Year
    Variable Closed
    Purchase ONLY. No Pre-Aps or Rentals. 
  • 2.35%
    5 Year
    Variable Closed
    Full Feature Mortgage; 15% lump sum payments; 15% increase to regular payments; Primary residence only; Pre-approval not applicable 
  • 2.40%
    3 Year
    Variable Closed
    Prime - 0.60% Not available on rental properties. Not available on Conventional switches 15% lump sum payments allowed. 15%+ increase to regular payments.   
  • 2.45%
    5 Year
    Variable Closed
    Pre-payment of up to 20% per month and upto 15% lump sum. 120 day(s) rate hold. 
  • 2.48%
    3 Year
    Fixed Closed
    Full Feature Mortgage. No Rentals. 2.59% in Alberta 
  • 2.49%
    3 Year
    Fixed Closed
    Some Restrictions Apply 
  • 2.50%
    3 Year
    Variable Closed
    Prime - 0.50% Not available on rental properties. Not available on Conventional switches 15% lump sum payments allowed. 15% increase to regular payments.   
  • 2.54%
    2 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 100% lump sum. 90 day(s) rate hold. 
  • 2.59%
    2 Year
    Fixed Closed
     
  • 2.60%
    3 Year
    Variable Closed
     
  • 2.64%
    1 Year
    Fixed Closed
    30 year amortization maximum, 25 year on High Ratio 20% lump sum payments allowed. 20% increase to regular payments. No pre-approvals available.  
  • 2.68%
    4 Year
    Fixed Closed
    Big 5 Bank. All types of Mortgages. No Rentals. 
  • 2.69%
    4 Year
    Fixed Closed
    15% lump sum payments allowed 15% increase to regular payments  
  • 2.73%
    5 Year
    Fixed Closed
    Purchase ONLY, No Rentals. 
  • 2.74%
    1 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 100% lump sum. 120 day(s) rate hold. 
  • 2.77%
    4 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 100% lump sum. 120 day(s) rate hold. 
  • 2.79%
    5 Year
    Fixed Closed
    Pre-payment of up to 100% per month and upto 20% lump sum. 120 day(s) rate hold. 
  • 2.84%
    5 Year
    Fixed Closed
     
  • 2.89%
    5 Year
    Fixed Closed
    High Ratio only, 90 days rate hold. 
  • 2.94%
    2 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 25% lump sum. 120 day(s) rate hold. 
  • 2.99%
    1 Year
    Fixed Closed
    Pre-payment of up to 10% per month and upto 15% lump sum. 120 day(s) rate hold. 
  • 3.00%
    5 Year
    Variable Closed
    Pre-payment of up to 20% per month and upto 20% lump sum. 90 day(s) rate hold. 
  • 3.04%
    2 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 20% lump sum. 90 day(s) rate hold. 
  • 3.05%
    5 Year
    Variable Closed
     
  • 3.09%
    1 Year
    Fixed Closed
    Pre-payment of up to 15% per month and upto 100% lump sum. 30 day(s) rate hold. 
  • 3.10%
    5 Year
    Variable Closed
    Pre-payment of up to 15% per month and upto 15% lump sum. 90 day(s) rate hold. 
  • 3.14%
    1 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 20% lump sum. 90 day(s) rate hold. 
  • 3.15%
    1 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 20% lump sum. 120 day(s) rate hold. 
  • 3.19%
    5 Year
    Fixed Closed
    Pre-approval: 120 day rate hold; Full Feature Mortgage; 15% lumps sum payments; 15% increase to regular payments 
  • 3.24%
    2 Year
    Fixed Closed
    Pre-payment of up to 25% per month and upto 25% lump sum. 120 day(s) rate hold. 
  • 3.25%
    5 Year
    Variable Open
    Pre-payment of up to 100% per month and upto 100% lump sum. 120 day(s) rate hold. 
  • 3.29%
    1 Year
    Fixed Closed
    Pre-payment of up to 15% per month and upto 15% lump sum. 90 day(s) rate hold. 
  • 3.44%
    3 Year
    Fixed Closed
    Pre-payment of up to 15% per month and upto 100% lump sum. 30 day(s) rate hold. 
  • 3.49%
    3 Year
    Fixed Closed
    Pre-payment of up to 25% per month and upto 25% lump sum. 120 day(s) rate hold. 
  • 3.59%
    3 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 25% lump sum. 120 day(s) rate hold. 
  • 3.60%
    7 Year
    Fixed Closed
    Rentals allowed 20% lump sum payments allowed. GTA only  
  • 3.64%
    3 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 20% lump sum. 120 day(s) rate hold. 
  • 3.65%
    3 Year
    Fixed Closed
    Pre-payment of up to 10% per month and upto 15% lump sum. 120 day(s) rate hold. 
  • 3.69%
    7 Year
    Fixed Closed
    Full Feature Mortgage. No Rentals. 
  • 3.74%
    6 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 100% lump sum. 10 day(s) rate hold. 
  • 3.79%
    7 Year
    Fixed Closed
    30 year amortization maximum, 25 year on High Ratio 15% lump sum payments allowed. 15% increase to regular payments.  
  • 3.80%
    5 Year
    Variable Open
    Pre-payment of up to 15% per month and upto 15% lump sum. 90 day(s) rate hold. 
  • 3.85%
    3 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 20% lump sum. 90 day(s) rate hold. 
  • 3.89%
    7 Year
    Fixed Closed
    30 year amortization maximum, 25 year on High Ratio 15% lump sum payments allowed. 15% increase to regular payments. No pre-approvals available.  
  • 3.94%
    4 Year
    Fixed Closed
    Pre-payment of up to 15% per month and upto 100% lump sum. 30 day(s) rate hold. 
  • 3.95%
    2 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 20% lump sum. 30 day(s) rate hold. 
  • 4.00%
    5 Year
    Variable Open
    Pre-payment of up to 10% per month and upto 15% lump sum. 120 day(s) rate hold. 
  • 4.04%
    4 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 25% lump sum. 120 day(s) rate hold. 
  • 4.19%
    10 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 100% lump sum. 120 day(s) rate hold. 
  • 4.24%
    4 Year
    Fixed Closed
    Pre-payment of up to 10% per month and upto 15% lump sum. 120 day(s) rate hold. 
  • 4.27%
    10 Year
    Fixed Closed
    Full Feature Mortgage. No Rentals. 
  • 4.29%
    10 Year
    Fixed Closed
    30 year amortization maximum. 15%+ lump sum payments allowed. 15%+ increase to regular payments. Pre-approvals not available at this rate  
  • 4.39%
    4 Year
    Fixed Closed
    Pre-payment of up to 10% per month and upto 10% lump sum. 90 day(s) rate hold. 
  • 4.45%
    3 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 20% lump sum. 60 day(s) rate hold. 
  • 4.69%
    10 Year
    Fixed Closed
    Pre-payment of up to 25% per month and upto 25% lump sum. 120 day(s) rate hold. 
  • 4.79%
    7 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 25% lump sum. 120 day(s) rate hold. 
  • 4.99%
    5 Year
    Fixed Closed
    Pre-payment of up to 10% per month and upto 10% lump sum. 90 day(s) rate hold. 
  • 5.00%
    5 Year
    Variable Open
    Pre-payment of up to 100% per month and upto 100% lump sum. 180 day(s) rate hold. 
  • 5.34%
    5 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 20% lump sum. 60 day(s) rate hold. 
  • 5.49%
    7 Year
    Fixed Closed
    Pre-payment of up to 15% per month and upto 15% lump sum. 90 day(s) rate hold. 
  • 5.70%
    10 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 25% lump sum. 120 day(s) rate hold. 
  • 5.95%
    7 Year
    Fixed Closed
    Pre-payment of up to 10% per month and upto 15% lump sum. 120 day(s) rate hold. 
  • 5.96%
    6 Year
    Fixed Closed
    Pre-payment of up to 15% per month and upto 100% lump sum. 30 day(s) rate hold. 
  • 6.04%
    10 Year
    Fixed Closed
    Pre-payment of up to 15% per month and upto 15% lump sum. 90 day(s) rate hold. 
  • 6.19%
    6 Year
    Fixed Closed
     
  • 6.30%
    7 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 20% lump sum. 60 day(s) rate hold. 
  • 6.35%
    7 Year
    Fixed Closed
    Pre-payment of up to 10% per month and upto 10% lump sum. 90 day(s) rate hold. 
  • 6.50%
    10 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 20% lump sum. 60 day(s) rate hold. 
  • 6.75%
    10 Year
    Fixed Closed
    Pre-payment of up to 20% per month and upto 20% lump sum. 90 day(s) rate hold. 
  • 9.99%
    10 Year
    Fixed Open
     

Compare National Bank of Canada Mortgage Rates

Over the course of a mortgage, even an apparently trivial difference between two products can translate into a huge saving - or an equally huge loss. We all know the value of shopping around to find the best available rates; however, this is sometimes easier said than done. Fortunately, Canadian home-buyers can stay one step ahead of the game with Comparemyrate. From the day's best rates to personalised mortgage quotes, Comparemyrate has everything you need to find an outstanding mortgage product. Visit Comparemyrate.ca to compare National Bank of Canada rates with other major lenders or try out the online mortgage calculator.

About National Bank of Canada

With main operations in Laval Quebec, National Bank is the sixth largest bank in Canada and the leading bank in Quebec where it is the partner of choice among SMEs. It has branches in almost every province in Canada as well as numerous representative offices, subsidiaries and partnerships, through which it can serve clients in the US, Europe and other parts of the world. It is an integrated group providing comprehensive financial services to consumers, small and medium-sized enterprises and large corporations in its core market, while offering specialized services elsewhere in the world. They offer a full array of banking services, including corporate and investment banking and is an active player on international markets and, through subsidiaries, is involved in securities brokerage, insurance and wealth management, as well as mutual fund and retirement plan management. .

Source: National Bank of Canada