Best 2 Year Ixed Closed Mortgage Rates

Mortgage Amount
Province
Rate Type
Term
Amortization
2.69%
5 Year Fixed Closed
2.10%
5 Year Variable Closed
2.47%
3 Year Fixed Closed
2.19%
3 Year Variable Closed
  • A small reduction in your mortgage rate can translate into thousands of dollars in savings over the life of your home loan.
  • Variable Mortgage Rate changes throughout the mortgage term and is based on the market interest rate. which is also called the Prime rate.
  • A fixed rate means that your interest rate remains the same (fixed) for the entire term (duration) of the mortgage.
  • Consulting a mortgage professional can be very helpful for First Time Home Buyers to make the right financial decision. Get the mortgage that’s right for you.
  • Do not sign your current lenders mortgage renewal form without shopping around. Take advantage of your stronger financial position to get low mortgage rates.
  • If you are a newcomer to Canada and looking to purchase a home, the process can be overwhelming. Find a mortgage broker who can provide expert advice.

Ontario

5 Year Fixed Mortgage Rates Ontario

5 Year Variable Mortgage Rates Ontario

3 Year Fixed Mortgage Rates Ontario

3 Year Variable Mortgage Rates Ontario

Alberta

5 Year Fixed Mortgage Rates Alberta

5 Year Variable Mortgage Rates Alberta

3 Year Fixed Mortgage Rates Alberta

3 Year Variable Mortgage Rates Alberta

British Columbia

5 Year Fixed Mortgage Rates BC

5 Year Variable Mortgage Rates BC

3 Year Fixed Mortgage Rates BC

3 Year Variable Mortgage Rates BC

Quebec

5 Year Fixed Mortgage Rates Quebec

5 Year Variable Mortgage Rates Quebec

3 Year Fixed Mortgage Rates Quebec

3 Year Variable Mortgage Rates Quebec

Manitoba

5 Year Fixed Mortgage Rates Manitoba

5 Year Variable Mortgage Rates Manitoba

3 Year Fixed Mortgage Rates Manitoba

3 Year Variable Mortgage Rates Manitoba

Saskatchewan

5 Year Fixed Mortgage Rates Saskatchewan

5 Year Variable Rates Saskatchewan

3 Year Fixed Mortgage Rates Saskatchewan

3 Year Variable Rates Saskatchewan

MORTGAGE 101 

First Time Home Buyers

If you’re considering buying your own home for the first time, the first step is to thoroughly weigh the pros and cons and decide if being a home owner is the right choice for you. Learn More 

Mortgage Approval Process

Our 6 step mortgage approval process can help you make your home buying simple. You are well prepared and know what to expect at each step. Let’s help you get your mortgage approved. Learn More

Fixed vs. Variable Mortgage

Fixed or Variable Rates describe the types of interest rates available. As a potential buyer, become familiar with these terms as the right rate choice can have a significant impact on your financial future. Learn More

Open vs. Closed Mortgage

In addition to the interest rate you choose, the mortgage type and term can have a significant impact on your monthly payments and the amount of interest you will pay on the principal. Learn More

Should You Refinance?

Refinancing can help you reduce the amount of interest that you pay over the term of the loan and/or by reducing your monthly payment. Is it the right time for you to refinance? Learn More

Shop before you Renew

At mortgage renewal time is important to shop around before you sign the renewal letter. Take time to review your options as your financial situation may have changed since you first got your mortgage. Learn More

Rent vs. Buy

Deciding between renting and buying requires careful consideration. Determine if you have enough cash to make a down payment. Weight the joy of home ownership against the financial costs Learn more

Mortgage Insurance

Mortgage Insurance is required by Federal law for borrowers when the down payment is less than 20% of the property value. There are 3 Mortgage Default Insurers in Canada. Learn more

 

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